SSL Secure Payment

What is SSL (Secure Sockets Layer)?

Secure Sockets Layer (SSL) is a cryptographic protocol designed to secure the communication between a user’s web browser and a website’s server. It serves as a important layer of security that encrypts the data exchanged between the two, rendering it indecipherable to potential eavesdroppers. 

SSL technology employs a system of public and private keys to encrypt and decrypt data, ensuring that sensitive information such as credit card numbers, login credentials, and personal details remains confidential during transmission.

What is the importance of SSL for online payments?

The utilization of SSL encryption in e-commerce and online payments is non-negotiable for various reasons:

1. Data Protection: SSL ensures that sensitive information shared between the user and the website is encrypted, protecting it from cybercriminals seeking to intercept and misuse the data. This is particularly crucial in eCommerce, where customers provide credit card details and personal information.

2. Customer Trust: An SSL certificate symbolizes trust. When users see the padlock icon in their browser’s address bar or a website with “https://” in its URL, they are more likely to trust the site and proceed with their transactions.

3. Legal and Regulatory Compliance: Many regulations and industry standards, mandate the use of SSL to protect cardholder data. 

More external reference about SSL Secure Payment:

https://www.digicert.com/what-is-ssl-tls-and-https